employers

Federal and California Health Insurance Regulations for 2020

Benefits, Benefits Plans, Employee Benefits, Employees, Employers, Employment, Group Health, Health Insurance, Health Plans, Healthcare, Human Resources, Insurance, Teamwork

Health insurance is one of the top benefits that employers can offer to employees. Providing health insurance to employees requires employers to stay on top of the ever-changing legal landscape focused on employer benefits. Do you know both the current and new federal and California health insurance regulations for 2020? In the content below, we explore how this year's health insurance regulations impact employers and employees.

by Chris Freitas

What is Group Health Insurance? An Overview

Benefits, Benefits Plans, Employee Benefits, Employees, Employers, Employment, Group Health, Health Insurance, Health Plans, Healthcare, Human Resources, Insurance, Teamwork

One of the first considerations for candidates when evaluating job prospects is the company's employee benefits. Medical expenses can be costly, and employees want to know that they and their families will be taken care of if medical needs arise. Many employees would even consider a job with lower pay for a job with better health benefits, as 88% of the respondents in a 2,000-person study by research firm Fractl indicated. Offering healthcare benefits is essential for employers to attract, hire, and retain top talent. 

by Chris Freitas

Gig Economy 101

Employee Training, Employees, Employers, Employment, Gig Economy, Human Resources, Workplace Policy

Have you heard the term “gig economy,” but don’t know its application? Is it describing the economy of musicians as they work gigs? Does it refer to computers and the measurement of space allotted for their programs? Perhaps it has something to do with fishing? Have no fear! In the content below, we will clarify the term by providing a gig economy 101 breakdown.

by Chris Freitas

Retirement Health Care Costs: Choosing the Right Benefits

Benefits, Employees, Employers, Financial Planning, Retirement

High health care costs during working years and in retirement can easily derail a financial plan. Employees need a long-term strategy. Fortunately, more and more employers are bolstering their benefits programs to help their employees build a stable financial future.

by Chris Freitas

The Risks are Real

Employers, Human Resources, People Risk, Risk

Even when you proactively anticipate all the people risks that have the potential to impact your workplace, it’s easy to convince yourself there is no risk to youthat it will never happen here.

by Mike Radakovich

California Senate Clarifies Sexual Harassment Training Confusion

Employers, Human Resources, Risk Management

Sexual Harassment Training

On February 26, 2019, California Senate Bill 778 was introduced to clear up confusion about when employers are required to provide employees with sexual harassment prevention training and education under the California Fair Employment and Housing Act (as amended by Senate Bill 1343) and when retraining is required. Read about S.B. 1343 in our blog.

by Mike Radakovich

The Right Information at the Right Time | California Benefits Partners

Employers, Risk Management

We are all drinking from a firehose of news and information — all day, every day. With this deluge of information, it can be difficult to determine what’s truly important to know. But being reactive is not acceptable. You need to know what’s coming, what affects you, and how it affects you.

by Mike Radakovich

PCORI Fee Increase for Health Plans | California Benefits Consultants

ACA, Employers, HRA, HSA, Human Resources, Insurance, Law Updates, PCORI, QSEHRA, Self-insured

On November 5, 2018, the Internal Revenue Service (IRS) released Notice 2018-85 to announce that the health plan Patient-Centered Outcomes Research Institute (PCORI) fee for plan years ending between October 1, 2018 and September 30, 2019 will be $2.45 per plan participant. This is an increase from the prior year’s fee of $2.39 due to an inflation adjustment.

by Mike Radakovich

How to Be a Good Boss and Ethical Leader

Blog, Boss, Employees, Employers, Human Resources, Leadership, Teamwork, Workplace

An article in the Harvard Business Review suggests that the traits that make someone become a leader aren’t always the ones that make someone an effective leader. Instead, efficacy can be traced to ethicality. Here are a few tips to be an ethical leader.

by Mike Radakovich

Flexible Benefits: Choosing the Best Ones for Employees

Dependant Care, Employee Benefits, Employees, Employers, FSA, Health Plans, HRA, HSA, Human Resources, Insurance, Open Enrollment

Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on.

by Mike Radakovich