Retirement planning is an essential part of one’s livelihood. However, determining the right retirement plan for a business or individual isn’t always easy. There are many options available to meet the specific needs and requirements of employers and individuals. Included among retirement plan options are the traditional, Roth, and SEP IRA.

One of the best benefits of insurance brokers is that they work for the consumer to procure insurance plans that meet their needs instead of insurance companies. Furthermore, brokers work with several insurance carriers, so they can shop around to find the best pricing and plans to meet the needs of a business and individual clients. They often receive broker discounts from insurance companies and, at times, can pass those savings on to the consumer.

It is common knowledge that student loan debt is a combined trillion-dollar concern for millions of Americans. However, that doesn’t deter individuals, young and old alike, from pursuing higher education. It does, however, give them cause to find lower-priced colleges and various means to pay for college without going into insurmountable debt. Grants, low-interest loans, work-study, and tuition reimbursement are all options to help cover college expenses.  

Employee benefits are an essential part of any employee value proposition. Employers have continually used their comprehensive benefits plan to attract and retain top talent in competitive job markets for decades.

As we continue into Q1 of 2021, there is no question that 2020 was a year that will go down in history. Between the pandemic and natural disasters to the changing political landscape, we saw a shift in the benefits employees desired and needed.

Insurance brokers and agents act as intermediaries between insurance companies selling insurance and consumers seeking to purchase insurance. There are several insurance options and insurance organizations from which to choose. Brokers and agents help navigate the many choices of insurance available to meet the needs of their clients at a fair price. If you’re in the market for personal or business insurance, you might be wondering what the differences are between an insurance agent and an insurance broker.  

Health insurance is one of the top benefits that employers can offer to employees. Providing health insurance to employees requires employers to stay on top of the ever-changing legal landscape focused on employer benefits. Do you know both the current and new federal and California health insurance regulations for 2020? In the content below, we explore how this year's health insurance regulations impact employers and employees.

One of the first considerations for candidates when evaluating job prospects is the company's employee benefits. Medical expenses can be costly, and employees want to know that they and their families will be taken care of if medical needs arise. Many employees would even consider a job with lower pay for a job with better health benefits, as 88% of the respondents in a 2,000-person study by research firm Fractl indicated. Offering healthcare benefits is essential for employers to attract, hire, and retain top talent. 

Travel insurance protects individuals and businesses against loss that occurs while traveling. Travel insurance mitigates losses caused by missed flights, natural disasters, acts of terrorism, personal injury or sickness while abroad, lost or stolen personal items and baggage, and unforeseen personal events that prevent traveling. While some might consider travel insurance unnecessary, for many, it provides peace of mind. With the right level of protection, travel insurance allows individuals to focus on the purpose of their trip, whether for business or personal reasons, without wondering what might happen if they find themselves in an emergency situation.

Offering retirement savings benefits as part of a company’s employer value proposition is essential to attracting, hiring, and retaining top talent. To help employees plan for their financial future, the most common retirement savings plan that employers offer for today’s workforce is a 401k defined contribution plan. A 401k plan allows employees to contribute pre-tax dollars to tax-deferred investments based on IRS annual contribution limits. Many employers offer a company match to employee contributions, with standard practices being a 50-cents-for-every-dollar match or a dollar-for-dollar match up to 6% of the employee’s contribution.

Have you heard the term “gig economy,” but don’t know its application? Is it describing the economy of musicians as they work gigs? Does it refer to computers and the measurement of space allotted for their programs? Perhaps it has something to do with fishing? Have no fear! In the content below, we will clarify the term by providing a gig economy 101 breakdown.