Mike Radakovich

Mike Radakovich
As an industry leader for 27 years Mike brings valuable expertise when consulting with our clients. Mike’s career includes various roles on the carrier side, and entrepreneurial endeavors including the last 16 years with KBI, the most recent 14 as President. Mike is actively involved with the Cal Alumni Association and the Athletic Department. He is an avid skier and fan of the bay area sports scene, Go Giants!
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The Risks are Real

Employers, Human Resources, People Risk, Risk

Even when you proactively anticipate all the people risks that have the potential to impact your workplace, it’s easy to convince yourself there is no risk to youthat it will never happen here.

by Mike Radakovich

IRS Releases Letter on Returning HSA Contributions to an Employer

HSA, Insurance, IRS

Generally, a person’s interest in a Health Savings Account (HSA) is nonforfeitable. However, in the past, the Internal Revenue Service’s Notice 2008-59 described limited circumstances under which an employer may recoup contributions made to an employee’s HSA.

by Mike Radakovich

California Senate Clarifies Sexual Harassment Training Confusion

Employers, Human Resources, Risk Management

Sexual Harassment Training

On February 26, 2019, California Senate Bill 778 was introduced to clear up confusion about when employers are required to provide employees with sexual harassment prevention training and education under the California Fair Employment and Housing Act (as amended by Senate Bill 1343) and when retraining is required. Read about S.B. 1343 in our blog.

by Mike Radakovich

The Right Information at the Right Time | California Benefits Partners

Employers, Risk Management

We are all drinking from a firehose of news and information — all day, every day. With this deluge of information, it can be difficult to determine what’s truly important to know. But being reactive is not acceptable. You need to know what’s coming, what affects you, and how it affects you.

by Mike Radakovich

IRS Releases 2019 Inflation-Adjusted Limits | California Benefits Agents

FSA, HRA, Inflation, IRS

The Internal Revenue Service (IRS) released its inflation-adjusted limits for various benefits. For example, the maximum contribution limit to health flexible spending arrangements (FSAs) will be $2,700 in 2019. Also, the maximum reimbursement limit in 2019 for Qualified Small Employer Health Reimbursement Arrangements will be $5,150 for single coverage and $10,450 for family coverage.

by Mike Radakovich

Ask the Experts: Military Health Coverage & Other Health Benefits

by Mike Radakovich

California Sexual Harassment Training Update

Employee Training, Human Resources, Sexual Harrassment

In October 2018, California Governor Jerry Brown signed Senate Bill 1343 modifying the California Fair Employment and Housing Act (FEHA) sexual harassment training requirements. 

by Mike Radakovich

Attitude of Gratitude | CA Insurance Consultants

Gratitude, motivation

Having a grateful heart impacts more than just you! When you express your gratitude to others, it becomes a ripple effect and extends further than you can imagine. Watch this video to learn how to say "thank you" to others!

by Mike Radakovich

Government Shutdown Update: EEOC Closed

EEOC, Government Shutdown

The U.S. Equal Employment Opportunity Commission (EEOC) announced that it is closed because of the federal government shutdown. During this period of federal closure, a limited number of EEOC services are available. Staff will not be available to answer questions from the public or to respond to correspondence from the public. The EEOC will accept charges that must be filed in order to preserve the rights of a claimant during a shutdown; however, these charges will not be investigated. The EEOC will not litigate in the federal courts, no Freedom of Information Act requests will be processed, and the following will be cancelled:

by Mike Radakovich

Managing Workers’ Compensation vs Other Leave Regulations

ADA, Employee Illness/Injury, FMLA, OSHA, Workers Comp

You’re ready when the call comes in. Your client’s employee was seriously injured on the job. You reassure the client that your team has them covered, and you outline their workers’ compensation policy provisions, administrative claim filing process, and accident site investigation protocols.

by Mike Radakovich