Mike Radakovich

Mike Radakovich
As an industry leader for 27 years Mike brings valuable expertise when consulting with our clients. Mike’s career includes various roles on the carrier side, and entrepreneurial endeavors including the last 16 years with KBI, the most recent 14 as President. Mike is actively involved with the Cal Alumni Association and the Athletic Department. He is an avid skier and fan of the bay area sports scene, Go Giants!
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5 Ways to Say Thank You | California Benefits Group

Gratitude, motivation

Saying "Thank You" doesn't have to be hard. Read about these 5 easy ways you can show your gratitude to others.

by Mike Radakovich

Ask the Experts: Federal Survey of Employer Health Plans

Census, Human Resources, MEPS

Question: Our company received a survey from the U.S. Census Bureau asking about the health coverage we offer to employees, how much it costs, etc. Is this an official survey? Do we have to provide the information?

by Mike Radakovich

How to Have Self-Control, Even in the Hardest Situations

Goals, motivation

What would change if you had more self-control? Would you meet your fitness goals? De-escalate tense situations? Finally stop procrastinating on work projects? Although it can seem impossible to gain any more discipline than you already have, willpower can be exercised regularly just like your muscles. There are a few ways you can gain control when you really need it. When it comes to eating, exercise, anger and more, here are some common "tempting" scenarios followed by tips on how to strengthen your resolve.

by Mike Radakovich

Ask the Experts: FMLA Leave and Attendance Incentives

Equality, Human Resources, Incentives

FMLA leave

Question: We give year-end bonuses based on attendance, and employees with a certain number of absences are disqualified. If an employee took FMLA leave, can we count those absences against them and withhold the attendance bonus?

by Mike Radakovich

Workplace Wellness: What's the Problem and How Do We Solve It?

Employees, health, motivation, Wellness, Workplace

Picture this: You are sitting at your desk at 3pm and you realize you haven’t gotten up from your chair all day. You look around and see that you’ve been snacking instead of eating a lunch. You have read the same sentence 4 times and still can’t figure out what it means. Your back hurts, your eyes feel dry, and you feel kind of blah. You, my friend, are a victim of the sedentary lifestyle in America. How can we combat this lack of energy and inattentiveness in our workplace? By adopting healthy workplace initiatives, you will reap the benefits of a more engaged workforce and a healthier environment.

by Mike Radakovich

IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B

ACA, ALE, Deadline, IRS Forms, Self-insured

On November 29, 2018, the IRS released Notice 2018-94 to extend the due date for employers to furnish 2018 Form 1095-C or 1095-B under the Affordable Care Act’s employer reporting requirement. Employers will have an extra month to prepare and distribute the 2018 form to individuals. The due dates for filing forms with the IRS are not extended.

by Mike Radakovich

Holidays in the Workplace

Employees, Human Resources, Inclusion, Workplace

holidays in the workplace

Most people, according to a new survey featured in HR Dive, have the greatest sense of belonging in their own homes. That may not be surprising news, but what is interesting is that one third of respondents felt the greatest sense of belonging in their workplace. A significant percentage, 40 percent, attribute that feeling to actions their colleagues and managers take to check in on them, both personally and professionally. Belonging improves employee retention and productivity, certainly, but it requires acknowledgement of diversity and efforts at inclusion.

by Mike Radakovich

Flu Season at Work

CDC, Employees, health, vaccination, Wellness, Workplace

flu season at work

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the "ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending with supply issues. For employers who want to increase vaccination rates, experts suggest making the process more convenient or incentivizing getting a shot. On-site programs are more effective since they are not only more convenient but also allow employees to be motivated by seeing their coworkers getting the shot. Regardless of approach, careful planning – from scheduling to ordering to addressing employee concerns – can help an office place stay healthier.

by Mike Radakovich

Life Insurance Misconceptions: 4 Things Life Insurance Is Not

Employee Benefits, Employees, Insurance, Life Insurance

Are you confused about life insurance or left unaware of several life insurance misconceptions? I don’t blame you. When I first started writing about finances more than a decade ago, my understanding of life insurance was also limited.

by Mike Radakovich

PCORI Fee Increase for Health Plans | California Benefits Consultants

ACA, Employers, HRA, HSA, Human Resources, Insurance, Law Updates, PCORI, QSEHRA, Self-insured

On November 5, 2018, the Internal Revenue Service (IRS) released Notice 2018-85 to announce that the health plan Patient-Centered Outcomes Research Institute (PCORI) fee for plan years ending between October 1, 2018 and September 30, 2019 will be $2.45 per plan participant. This is an increase from the prior year’s fee of $2.39 due to an inflation adjustment.

by Mike Radakovich