Unemployment insurance is provided to unemployed individuals that meet specific eligibility requirements set forth by the state in which they live. In the state of California, unemployment insurance is available to individuals who meet the monetary requirement of working and earning a certain number of wages within the previous 18 months before filing. They must also be unemployed through no fault of their own, be available and able to work, be willing to accept suitable work offered, and be actively seeking employment to qualify. Once an individual is approved for unemployment benefits, they must recertify each week to continue receiving weekly benefits.
Millennials are now at the stage in life where they need financial services. Many have already begun securing student loans, purchasing or renting homes, buying cars, and auto insurance policies. They also need health insurance for themselves or a family. Having children adds another layer of assessment for present and future financial services.
The importance of mental wellbeing was already gaining traction pre-COVID-19. With employees having to deal with the pandemic due to COVID-19, it has become a primary topic of conversation at company leadership meetings across the board. Companies are discussing ways to step up to the plate and support their employees by expanding their mental health benefits to help employees cope.
We typically don’t like to think that we might one day be disabled and unable to work due to an illness or injury. Statistics show, however, that disabilities occur at all ages. Per the Council for Disability Awareness, one in four 20-year-olds will be disabled prior to reaching retirement age.
What would happen if, one day, you found yourself facing an illness or injury that meant you couldn’t work for a period of time? Even if you wanted to go back to work as soon as possible, the doctors have advised against going into the office or even working from home. Instead, you need to take some extended time off from work to heal and recover.
What is an employee value proposition (EVP)? Like a unique value proposition (UVP) — which is the value a company provides to consumers that sets it apart from the competition — an EVP is the value a company provides to employees that sets it apart from other employers. Essentially, an EVP is the perceived value that working at your organization brings to current employees and potential employees.
We are living in a cybercrime era, where cyber attacks have, unfortunately, become a regular occurrence. It’s not uncommon to hear about cyber attacks when you turn on the TV or read the latest news alerts on your computer, smartphone, or tablet.
According to the Identity Theft Resource Center (ITRC), in 2015, there were a total of 780 breaches, with 177,866, 236 records exposed.
The legal landscape of employment law is frequently changing. New statutory developments are introduced each year, impacting everything from health care benefits to paid leave, and 2020 has been no exception. Several new laws affecting California’s employment benefits went into effect in 2020. California employers and employers with operations in California need to be familiar with these laws and regulations and adjust their policies and practices accordingly.
COVID-19 and insurance have been a hot topic since the pandemic began in the U.S. earlier this year. With no apparent signs of relief for the near future, individuals and businesses continue to face uncertainty about what the remainder of 2020 will be like for financial viability, health and safety, and insurance coverage.
When we take a look at COVID-19 and insurance, many branches of insurance are affected. Health, auto, and business insurance, for example, have all been significantly impacted. Employee benefits have also been impacted, especially when considering what insurance rates and premiums will look like in 2021. The question for many businesses is whether insurance premiums will be affordable.